Buying a home can feel out of reach for many Texans, especially when it comes to saving for a large down payment or meeting strict credit score requirements. That’s where an FHA loan can help.
Backed by the Federal Housing Administration, FHA loans are designed to make homeownership more accessible—especially for first-time buyers and those with less-than-perfect credit.
As a mortgage broker in Texas, I can help you explore how an FHA loan could be the key to making your homeownership dreams a reality.
With an FHA loan, you can buy a home with as little as 3.5% down, helping you purchase sooner without years of saving.
FHA loans are known for more forgiving credit guidelines, making it possible to qualify even with past credit issues.
Insured by the government, FHA loans often feature more attractive rates than other low-down-payment options.
FHA guidelines allow for higher DTI ratios—great for buyers with student loans or other existing debts.
FHA refinance programs, including streamlined options, require less paperwork and no appraisal in some cases.
Keep in mind, FHA loans do require mortgage insurance, which adds a monthly cost. However, many buyers find the benefits far outweigh the added expense.
If you're looking for an affordable path to homeownership, an FHA loan might be the right fit. Whether you're buying your first home, upgrading, or need help navigating your options, I’m here to guide you every step of the way.
Explore FHA Loan Options