If you’re a veteran, active-duty service member, or eligible surviving spouse, a VA home loan can be one of the most powerful tools available to help you buy, build, or refinance a home. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to make homeownership more affordable and accessible for those who have served our country.
As a mortgage broker based in Texas, I’m here to help you take full advantage of this outstanding program.
Qualified borrowers can purchase a home with no money down—saving years of saving for a traditional down payment.
VA loans don’t require PMI—even with no down payment. That means lower monthly payments and more financial flexibility.
Because VA loans are backed by the government, lenders offer lower interest rates, saving you money over the life of your loan.
More lenient credit requirements mean you may still qualify even if your credit isn’t perfect.
The VA places limits on closing costs, making your home purchase more affordable upfront.
Every situation is different, so it’s always a good idea to talk with a VA-approved mortgage professional for clear guidance.
Whether you're buying your first home, moving to a new neighborhood, or refinancing to save money each month, a VA loan might be the right fit for you. I’m here to walk you through the process from start to finish
